Yield (v.)

/ 'yēld /

To produce a profit from an investment

Spread (v.)

/ 'spred /

To share or extend in various directions


Yield & Spread is a donation-based, personal finance course for beginners.

You’ll learn all the skills you need to invest and manage your money on your own. In the course, you’ll build a simple and straight-forward plan that you can take action on right away. We believe that every person should feel comfortable and confident to manage their own finances. We know first hand that financial knowledge is key to everyone's health and wellbeing.


A donation-based course

Boost your Wallet. Wellbeing. World.

Instead of a typical fee you might normally see for a finance course, we instead ask you to make a charitable donation. Yield & Spread does not profit from any of its courses. It was created to build as much good as possible. We help you learn about finance, and you give back. 

As part of your registration, you will donate to any of the charities listed at our organization of choice When you register for the course, you’ll provide confirmation of your donation. The suggested donation amount is $50.00. 

Image by Fabian Blank

Is this course right for me?

​Yield & Spread is best suited for people of all ages, no matter what your income level is. It was designed for people residing in the US. If you've ever asked any of the following questions, this course is right for you.

  • I've heard of stocks and bonds, but what are they really?

  • How much cash do I need to save vs. how much do I need to invest?

  • I have a good job, but why can't I achieve my financial goals?

  • It seems like I'll never be able to retire at the rate I'm going

  • I have a financial planner but I don't really know what they are doing with my money


This will be a safe space. A judgement free zone.

It will require some vulnerability on your part. We want to encourage you to share as much as possible, as it will be key to a robust learning experience. Together, we'll break the taboo of "money talk", and we promise we'll all be better for it!

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